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Don’t jump into anything blindly or sign any real estate contract or home mortgage loan contract or any type of contract without giving it serious thought. This year alone, Americans are expected to borrow $1.33 trillion in acquiring 7.4 million houses, condominiums and co-ops. If you have monthly obligations like car payments, credit card payments, [...]

It’s time for another edition of celebrity tattoo. Today I decided to do Tommy Lee, mainly because I have been watching this show called Battleground Earth that comes on the Green Channel that stars Tommy Lee and Ludacris. I think it is safe to say that we all know that Tommy Lee pretty much has [...]

Why does Paul, as a powerful leader, write to a younger leader in the manner he does in this vitally significant letter? This article has its foundation in Titus Chapter 3 in the New Testament. Do turn to it, check it out and study the text. There are practical answers here which cannot be found [...]

Are you waiting for Obama to get elected to fix the health insurance problem in America? Are you sick of high health insurance rates? Have you been declined by a health insurance company due to a pre existing condition? Are your medical bills unpaid and ruining your credit and your life?
If you think it is [...]

Introduction
Before I begin I feel I must first explain why I have labeled this a theory rather than a hypothesis. This is because I am sure that enough evidence exists to prove my hypothesis. A large part of this evidence comes from recent experiments using clocks on earth vs above the earth. I also believe [...]

With all the resurgence of interest in self help and spirituality, I have had a lot of contact from people questioning the substance of these teachings.
A few weeks ago, a young man named Josh approached me and said could he come and chat. I of course said yes and on our first meeting, the quick [...]

A great deal of recent media attention has been paid to phosphorus as a pollutant; this article is intended as a primer on that topic. Specifically, this article will explore what phosphorus is, why it is used and how it enters the water system. Beyond that, the problems created by excess phosphorus will be examined [...]

Hawaii is comprised completely of volcanic islands in the Pacific Ocean. While these are some basic facts about these amazing islands, you really need to take a look at the state deeper to find out some interesting and not well known things.
Little Known Facts About Hawaii
Before become a state Hawaii was kingdom. The first King [...]

Videophilia - The new human tendency to focus on sedentary activities involving electronic media.
There have been several studies recently, focusing on how much more time we’re spending interacting with electronic media such as TV and the internet, compared with how much time we spend doing outdoor activities, and the results are pretty grim.
It seems that [...]

Forex trading is becoming insanely popular so I’m glad you’re hopping on the train right now… at least I’m hoping you’re getting into it now, since you’re reading this. If you’re just curious hopefully this article will get you pumped to get into trading. Enough small talk let’s get into the good stuff.
The types of [...]